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/ By Chris Kay

Peer-to-Peer Lending: Where P2P Stands Today

There was a time when your options for borrowing money were restricted to banks, credit unions, or family and friends. However, the 2008 recession reduced most of these resources. Yet, peer-to-peer lending soon filled the void. What started as a cottage industry has now grown to become a viable option for borrowers as well as investors. With its minimal operating expenses, user-friendly application for consumers, and nominal regulation, peer-to-peer lending is not just a United States phenomenon, but it is growing throughout the world. Crisis makes room for innovation, so with the availability of consumer credit coupled with advances in…

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/ By Chris Kay

How Bloggers Can Use Affiliate Marketing

Are you a blogger who’s leaving money on the table with each post? Though, you may know about having sponsored posts, do you understand how to completely monetize your blog? Consider incorporating affiliate marketing to expand your profitability. This type of marketing can help you produce more income from different brands. In fact, you may already link to brands that you recommend, but it’s time to begin earning a portion of any sale that comes from your referrals. One of the easiest ways to be an affiliate is to sign up through an affiliate network. There are many to choose…

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/ By Chris Kay

When A Small Business Loan Should Be Obtained

Capital is the foundation of most businesses, and the lack thereof often sounds their death knells for those businesses. However, no matter how well your business is doing at the moment, there may be insufficient income to grow or expand your business. It is generally a time like this when a business starts looking for cash in terms of a loan to solve the problem. Before you do meet with a lender or take out a business loan, it is best to consider several factors. Self-evaluation If you are convinced that you need a small business loan for your business,…

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/ By Chris Kay

Blue Global Media Sets Industry Standard for Compliance Program

Implements new policies and procedures to ensure regulatory compliance and protect consumers SCOTTSDALE, Ariz., Oct. 15, 2015 /PRNewswire/ — The online lending industry is growing at a rapid pace and Blue Global Media, an online lending company located in Scottsdale, Arizona, is taking steps to ensure its practices are the gold standard in the area of regulatory compliance. Recently the company began implementing several new policies and procedures that show its commitment to ethical business conduct — a differentiator in the increasingly crowded online lending marketplace. Carol Flynn Taylor, who oversees Blue Global’s compliance program and has managed its overhaul since joining the team…

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/ By Chris Kay

Sleep Deprived? Don’t Let It Destroy Productivity.

With all that is written about maximizing productivity, could one of the answers lie in something as simple as sleep habits? For many researchers and health practitioners, they would say, “yes.” Though it is not widely known, the brain is busy removing toxic proteins from neurons in your brain while you sleep. Shortchanging yourself on sleep means you are leaving these proteins to create havoc at a time when you need all of your brain cells working at their best. Yet, the problem with insufficient sleep is not exclusive to the brain. The body needs rest and deep sleep to…

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/ By Chris Kay

Businesses Are Less Likely To Be Funded By Venture Capitalists

The story of the small startup company that is funded by venture capital funds makes for great entertainment on television shows, giving the impression that this is the norm for a typical new business in the real world. Actually, less than 5 percent of startups get their funding through venture capital. The vast majority of new businesses get financing through a variety of sources with the biggest percentage (35%) funded by traditional banks. That was not the case several years ago. However, thanks to market forces that filled the vacuum when the tightening of credit began in 2008, traditional banks…

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/ By Chris Kay

Making Work Meaningful for Employees

Congratulations. You’ve hired a staff of dynamic entreployees and your business is percolating with innovative energy. And then one day you suddenly panic: What if they leave? With visions of larger companies poaching your talent, you wonder where you are going to come up with the salaries, benefits, and perks necessary to keep them happy, productive, and, most of all, working for you. Relax. Grab a cup of coffee and put your feet up. In this article, we’ll explain exactly how to keep your entreployees happy and loyal, and the energy ramped up—and do it all without breaking the bank….

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/ By Chris Kay

How The Mentally Strong Handle Stress To Successfully Persevere

No doubt that life will have its fair share of ups and downs. While stress may make some people falter, the mentally tough stay strong and move forward. Each stressful situation can be an opportunity for character growth if you can develop a mindset to cope with stress. Here are seven ways to help you deal with daily stress. Stress is part of the adventure of life.  It’s not a question of when challenges and stress will happen in life, but how to deal when it comes.  “Why me” is not part of the vocabulary of the mentally strong. Since…

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/ By Chris Kay

Be A Leader When You’re Not In Charge

At first glance the above statement would seem contradictory, as the accepted definition of a “leader” means someone in charge. If you look further past the traditional characterization, you find the word “leader” also means having influence. If you want to progress in your company, internalize the characteristics for being a “leader” or “influencer”, so you will be ready when opportunities arrive to have a positive impact. What’s best for the company? Think in terms of what is best for the company. There may be occasions when your self-interest and the company’s interests are in conflict. A true leader will…

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